We will work together to understand just what you’re looking for, so that we’re already on the same page when opportunity strikes. And, as things progress, we will be by your side. With our knowledge of the market, region, and price trends—coupled with your personal preferences—we’ll help you identify the most fitting areas or neighborhoods for your search, and help you determine the most competitive offer when you’ve found “the one.”
Every home and timeline is different, but our region is particularly in- demand. Once a seller has accepted your offer, you can either finance or pay in cash. If you are taking a loan, the process normally takes between 30 and 60 days. If you are paying cash, the timeline usually moves more quickly, but is still dependent on inspections and repair negotiations.
Just like you wouldn’t take a road trip to a new destination without a map in hand, you shouldn’t buy a new home without getting a survey. Surveys help you better understand the lay of the land. They close loopholes that title companies might use to refuse to pay claims against the title. And, they can also uncover things such as neighbors’ fences or garages that are on your property.
Due diligence deposit is a fancy term for money you give a seller in exchange for holding the house for you while you evaluate its condition. It’s nonrefundable, so it’s unlikely that you will get your money back, even if the home has snakes in the attic or needs considerable structural repairs. If you walk away, the deposit stays with the sellers. However, if you purchase the property, the deposit comes back to you at closing as part of the down payment.
For one, local lenders use local appraisers, who are more familiar with the market. They are also often easier to communicate with. When given the choice, we always prefer to stay local. Keep it in the neighborhood!
There’s the down payment, of course. But buyers should also be ready to pay for home, termite, and radon inspections, plus attorney fees. In some cases, it may be necessary to work with a specialist, like a structural engineer. We will guide you through this process and help you evaluate and negotiate these fees and inspections, so you know exactly what you’re getting before you buy.
Not at all! Lots of homes, especially properties outside of town, have wells and septic systems, and they’ve been used successfully for a long time. We are very familiar with these properties. If you don’t know the different types of septic systems and what to look out for, don’t fret. We’ve got you covered.
You’ll sign paperwork. Lots of paperwork. You might even have to write your middle name in cursive! You’ll need to bring your balance due for the purchase. The most exciting part—receiving the keys to your new house— happens once the deed is recorded, which will most likely be the same day.